The problem nobody talks about
Here's how most car brokers and dealerships actually handle your most sensitive information when you apply for financing: they type your Social Security number, date of birth, and driver's license into an email, send it to a personal Gmail account, and forward it around to whoever needs it. That email then sits in multiple inboxes — unencrypted, searchable, and permanent. Anyone with access to any of those inboxes can read it. Years later, it's still there.
That's not a rare worst case. In much of the car business, that's the normal process. We didn't think "normal" was good enough for something as valuable as your identity.
The industry standard
- ✕ Your SSN typed into a plain email
- ✕ Forwarded to personal Gmail accounts
- ✕ Stored unencrypted, readable by anyone on the thread
- ✕ Sits in inboxes forever
- ✕ You have zero control once you hit send
The Onyx standard
- ✓ Encrypted the instant you submit
- ✓ Our team gets a secure link — never your raw data
- ✓ Sensitive numbers stay masked and access-controlled
- ✓ Links expire — and you can revoke access anytime
- ✓ We never sell or share your information
What actually happens to your information
You submit securely
The moment you hit send, your application is encrypted with bank-grade encryption. Your SSN, DOB, and license are never transmitted or stored in plain text.
We get a link, not your data
Instead of your raw information landing in an inbox, your consultant receives a secure, private link — with sensitive fields masked. Nothing gets forwarded or copied around.
It's used only to get your deal done
Your information goes only to the specific lender or dealer needed to secure your financing — for your car, and nothing else. It is never sold, and never added to a marketing list.
You stay in control
Every secure link automatically expires, and we can revoke access instantly. When your deal is done, the door closes. You can ask us to permanently delete your application at any time.
Why we built this
We're a private brokerage — our entire job is to be on your side of the table. It never sat right with us that an industry asking for the most sensitive information you have would treat it so carelessly. Protecting your identity isn't a feature we added; it's a standard we decided to hold, because it's how we'd want our own family's information handled.
You can read the full details in our Privacy Policy, including our commitment that your mobile and personal information is never shared with third parties for marketing.
Buy the car. Not the risk.
Get a free, no-obligation quote — handled the safe way, start to finish.
Onyx Auto Collection uses industry-standard encryption and access controls to protect the information you provide. No system can guarantee absolute security, but we work continuously to protect your information consistent with applicable law.